Health Insurance Brokers  |  Retirement Planning Tools

Guaranteed Income Floor Planner

What guaranteed income covers essential expenses — without touching the portfolio?

Couple
Individual
① Client & Monthly Floor
$
Housing, utilities, food, insurance premiums, medications
Please enter a valid monthly floor amount.
② Other Guaranteed Income
$
$
$
Fixed/guaranteed only. Pension is not inflated.
③ Social Security
Spouse 1
$
From ssa.gov/myaccount
66
67
62
65
67
70
Custom
Spouse 2
$
From ssa.gov/myaccount
66
67
62
65
67
70
Custom
④ Joint Life Annuity
Joint life — covers both spouses for life. Rates are lower than single life to reflect the longer payout period. No inflation rider.
📈
Fill in the details on the left and hit
Calculate My Income Floor
to see the analysis here.